Last month, I attended CitisecOnline’s Investing in the Stock Market Today seminar. For a novice investor like me, I find the seminar not-so-technical, informative, and interesting. I also attended the COL Easy Investment Program Briefing two months ago. So I think I now have the basic idea of how the stock market grooves.
COL, as an online stock broker, offers convenient access to different resources to its clients’ trading needs. They even give their recommendations on what stocks to buy, hold and sell, which I think is really great considering I don’t want to be bothered by the Fundamental and Technical Analysis thing.
Well, I might take that back. I think the FA and TA thing are quite interesting. Imagine, if you’ll just be able to master these things, be a day-to-day trader, and create a program that can alert you to hey-it’s-time-to-buy-this and hey-it’s-time-to-sell-that.
Since, I’m not that geeky yet to study these analyses, I chose their Easy Investment Program.
I define convenience as minimum risk with high earning potential over time. Haha! How do I convert that to a formula?!
With the EIP’s convenience, an investor will just have to invest a certain amount of money each month to buy stock positions of the top companies. Do this for ten to twenty years, faithfully, and one can retire a multi-millionaire. COL recommends investing to six solid companies, namely:
- Ayala Land, Inc. — ALI
- Bank of the Philippine Islands — BPI
- Jollibee Foods Corp. — JFC
- Manila Water Co. Inc — MWC
- SM Prime Holdings Inc — SMPH
- Philippine Long Distance Telephone Co. — TEL
On the course of the seminar, different topics were discussed like inflation, cost-averaging, buy low, sell high, and the likes. And it all translates to me as money working for me.
Haha! Do I suck at product endorsements?! Yes?!
I’m not a sales person. But I’m rich!
Take control of your finances.
A 70:30, money-to-spend to money-to-save ratio of your income can be a good start. Every month, try to live by 70% of your income. My mentor also suggests that the 30% you save, be allocated to emergency funds, money-to-invest, money-to-pay-debts-in-advance and tithe.
Yay! To all agnostics out there, you can just disregard tithe.
PS: Learn more about the Philippine Stock Market, and know how it can work for you.
Visit CitisecOnline.com
PPS: Do You Want to Gain Financial Wealth and Spiritual Abundance at the Same Time?
Yes! Of course!

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